Finance Calculators
Investment Calculator
Estimate the future value of an investment with regular contributions.
Free foreverRuns in your browserNo sign-up
Future value
$113,669.42
$70,000.00
Total contributions
$43,669.42
Estimated growth
This estimate assumes a constant annual return, contributions made every period, and growth compounded at the contribution frequency. Actual returns vary and are not guaranteed.
About the Investment Calculator
The Investment Calculator estimates what an investment could be worth after a number of years, combining an initial amount with regular contributions.
It compounds growth at the contribution frequency using your expected annual return, then separates the total you put in from the growth earned on top.
This is an estimate based on a constant return rate. Real investment returns vary and are never guaranteed, and all calculations stay in your browser.
Key features
- Future value with regular contributions
- Monthly, quarterly or annual contributions
- Separates contributions from growth
- Locale-aware currency formatting
How to use
- 1Enter the initial investment and choose a currency.
- 2Enter the regular contribution and its frequency.
- 3Enter the expected annual return and the number of years.
- 4Read the future value, total contributions and estimated growth.
Frequently asked questions
- How is the future value estimated?
- The initial amount and each contribution grow at the expected annual return, compounded at the contribution frequency, and are added together.
- Are these returns guaranteed?
- No. The calculator assumes a constant return for illustration. Actual investment returns change over time and can be negative.
- What is the difference between contributions and growth?
- Contributions are the total amount you put in, while growth is the extra value earned on top of those contributions.