Retirement Calculator
Estimate your retirement savings from current savings and contributions.
This is an estimate based on a constant return. Real returns vary and are not guaranteed.
Estimated retirement savings
$1,130,650.34
Contributions grow each month at the expected return until retirement. The growth is the estimated balance minus everything you contribute.
About the Retirement Calculator
The Retirement Calculator estimates how much you could have saved by retirement, combining your current savings with regular monthly contributions.
It grows your balance each month at the expected annual return until your retirement age, then separates the total you contribute from the investment growth.
The result is an estimate based on a constant return. Real returns vary and are never guaranteed, and all calculations run in your browser.
Key features
- Estimated retirement savings
- Years to retirement
- Separates contributions from growth
- Locale-aware currency formatting
How to use
- 1Enter your current age and planned retirement age.
- 2Enter your current savings and monthly contribution.
- 3Enter the expected annual return and choose a currency.
- 4Read the estimated savings, contributions and growth.
Frequently asked questions
- How is the estimate calculated?
- Your current savings and each monthly contribution grow at the expected annual return, compounded monthly, until your retirement age.
- Are the returns guaranteed?
- No. The calculator assumes a constant return for illustration. Real investment returns change over time and can be negative.
- Does it account for inflation?
- Not directly. To see how inflation affects future value, use the Inflation Calculator alongside this estimate.