Finance Calculators
Savings Calculator
Estimate how your savings grow with regular deposits and interest.
Free foreverRuns in your browserNo sign-up
Future savings
$25,994.68
$23,000.00
Total contributions
$2,994.68
Interest earned
This estimate assumes a constant interest rate and contributions made every period, compounded at the contribution frequency. Real savings rates can change over time.
About the Savings Calculator
The Savings Calculator estimates how a balance grows over time when you add regular deposits and earn interest.
It compounds your balance at the deposit frequency using the interest rate, then separates the total you deposited from the interest earned.
This is an estimate based on a constant rate. Real savings rates change, and all calculations run in your browser.
Key features
- Future savings with regular deposits
- Monthly, quarterly or annual deposits
- Separates deposits from interest earned
- Locale-aware currency formatting
How to use
- 1Enter the starting balance and choose a currency.
- 2Enter your regular contribution and its frequency.
- 3Enter the interest rate and the number of years.
- 4Read the future savings, total contributions and interest earned.
Frequently asked questions
- How are future savings estimated?
- The starting balance and each deposit earn interest at the given rate, compounded at the deposit frequency, and are added together.
- Is the interest rate guaranteed?
- No. The calculator assumes a constant rate for illustration. Real savings rates can change over time.
- What is interest earned?
- It is the future balance minus everything you deposited, showing the growth from interest alone.